Horizon BCBS Therapists in Bergen County, NJ
Hamilton Behavioral is in-network with Horizon Blue Cross Blue Shield New Jersey for Bergen County. Horizon BCBS is the largest insurer in NJ, covering more than one in three New Jerseyans — and we accept all of their major commercial products plus Horizon NJ Health (their Medicaid managed care plan).
A: Yes. Horizon covers outpatient mental health on every commercial plan as a standard benefit. Most plans cover weekly therapy with no session cap as long as your clinician documents medical necessity. Q: Do I need a referral with Horizon HMO?
A: For Horizon Direct Access — no. For Horizon HMO — sometimes; we’ll check. For OMNIA Tier 1 — typically no for in-network providers. Q: What’s the difference between Horizon BCBS and Horizon NJ Health?
A: Horizon BCBS is commercial insurance you get through an employer or the marketplace. Horizon NJ Health is the Medicaid managed care plan — same parent company, different product line, different benefits. We’re in-network with both. Q: Is telehealth covered by Horizon?
A: Yes. Horizon covers telehealth therapy at the same rate as in-office sessions in New Jersey for both commercial and Medicaid members. Q: I have Horizon through my employer (a self-funded plan). Am I in-network?
A: Almost always yes — self-funded plans use the Horizon network. The card looks the same. Bring it to your intake and we’ll verify. Q: Where is your office?
A: Our NJ office is at 200 Riverfront Boulevard, Suite 102, Elmwood Park, NJ 07407. Telehealth available statewide.
Horizon plans we accept
- Horizon Direct Access (PPO-style, no referral required)
- Horizon HMO
- Horizon EPO
- Horizon Advantage EPO
- Horizon OMNIA Tier 1
- Horizon Medicare Advantage
- Horizon NJ Health (Medicaid / NJ FamilyCare)
- Horizon Federal Employee Program (FEP)
- Horizon BlueCard (BCBS members from out of state with NJ network access)
What you’ll pay
Most Bergen County Horizon commercial members pay $20-$45 per session in copay. Horizon NJ Health (Medicaid) members pay $0. Deductibles vary by plan — we verify yours before booking.Bergen County service area
Hackensack · Paramus · Englewood · Fort Lee · Ridgewood · Teaneck · Bergenfield · Lyndhurst · Garfield · Cliffside Park · Fair Lawn · Mahwah · Edgewater · Elmwood Park · Ramsey · Westwood · Wyckoff · River Edge · Dumont · New Milford · all 70 Bergen municipalities.Verify your Horizon benefits
- Call (800) 883-7556 with your Horizon card
- We confirm in-network status, copay, deductible, and prior auth — within 1 business day
- You book your first session with full clarity on cost
Frequently asked questions
Q: Does Horizon BCBS cover therapy in NJ?A: Yes. Horizon covers outpatient mental health on every commercial plan as a standard benefit. Most plans cover weekly therapy with no session cap as long as your clinician documents medical necessity. Q: Do I need a referral with Horizon HMO?
A: For Horizon Direct Access — no. For Horizon HMO — sometimes; we’ll check. For OMNIA Tier 1 — typically no for in-network providers. Q: What’s the difference between Horizon BCBS and Horizon NJ Health?
A: Horizon BCBS is commercial insurance you get through an employer or the marketplace. Horizon NJ Health is the Medicaid managed care plan — same parent company, different product line, different benefits. We’re in-network with both. Q: Is telehealth covered by Horizon?
A: Yes. Horizon covers telehealth therapy at the same rate as in-office sessions in New Jersey for both commercial and Medicaid members. Q: I have Horizon through my employer (a self-funded plan). Am I in-network?
A: Almost always yes — self-funded plans use the Horizon network. The card looks the same. Bring it to your intake and we’ll verify. Q: Where is your office?
A: Our NJ office is at 200 Riverfront Boulevard, Suite 102, Elmwood Park, NJ 07407. Telehealth available statewide.
Book your first Horizon-covered session or call (800) 883-7556.
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